206. Usury "The law against usury is for the protection of creditors as well as debtors; for if there were no such check, people would be apt, from the temptation of great interest, to lend to desperate persons, by whom they would lose their money. Accordingly there are instances of ladies being ruined, by having injudiciously sunk their fortunes for high annuities, which, after a few years, ceased to be paid, in consequence of the ruined circumstances of the borrower." Boswell: Life Link